New Year Greetings 2026 from FiinRatings

Dear Valued Clients and Partners,

In the warm spirit of the Christmas season and the welcoming of the New Year 2026, FiinRatings would like to extend our sincere wishes for good health, peace, and continued success to our valued Clients.

We sincerely thank you for your continued trust and support throughout the years. Your companionship is not only a great honor to us, but also a strong motivation for FiinRatings to continue innovating and growing.

Entering 2026, FiinRatings reaffirms its long-term commitment to the development of Vietnam’s capital market. Through strategic collaboration with S&P Global and the data-tech ecosystem of FiinGroup, FiinRatings continues to enhance analytical capabilities and align its rating process with international standards. In doing so, FiinRatings supports clients in strengthening credit standing, expanding access to long-term capital, and contributing to a more transparent and sustainable capital market.

On the occasion of the New Year, FiinRatings would like to respectfully inform you of our New Year Holiday schedule as follows:

• Holiday: From Thursday, January 1, 2026 to Sunday, January 4, 2026

• Rescheduled Working Day: Saturday, January 10, 2026

• Business reopening: Monday, January 5, 2026

During the holiday period, if you have any questions or require assistance, please do not hesitate to contact us via email at support.fiinratings@fiingroup.vn. The FiinRatings team will respond and provide support as soon as we resume operations.

Once again, we wish you a Merry Christmas and a New Year 2026 filled with success.

Sincerely, 
FiinRatings